TERMS AND CONDITIONS

General Terms and Conditions of Use

Updated June 12, 2025

These General Terms and Conditions of Use are entered into between ONA Invest S.A, owner of the website www.onainvest.deals, hereinafter “ONA INVEST”, and the user accessing the Site (hereinafter “the User”).

Article 1 – Definitions

  • “Collecte”: Refers to a financing offer proposed on the site.

  • “Personal Space”: Refers to the private area of the site specific to each user who has completed their registration.

  • “User”: Refers to any Internet user browsing the Onainvest.deals website.

  • “Investor”: A User who has completed the registration process.

  • “Oner”: Refers to an Investor who has already successfully subscribed to a Collecte.

  • “Site”: Refers to the website https://www.onainvest.deals, where Users can access and view available acquisition projects and subscribe to them, provided they have Investor status.

  • “Banking Partner”: Refers to our payment partner.

Article 2 – Conditions of Access and Registration on the Site

The Site is accessible at www.onainvest.deals and is strictly reserved for Users who are legally of age.

Use of the site and its services implies unconditional acceptance of these Terms and Conditions. By browsing the site, the user may request further information about ongoing acquisition projects. As this information is confidential, access to this data requires the provision of personal information and, if necessary, the signing of a confidentiality agreement. The user agrees to provide this information accurately and completely and to keep it up to date in their Personal Space if necessary.

Ona Invest reserves the right to deny access to the Site and the services offered to Users who do not comply with these Terms or do not meet the registration criteria.

Article 3 – Purpose and Services Offered on the Site

The Onainvest.deals Site is an investment club designed to allow individual or corporate investors to participate alongside us in the full acquisition of SMEs.

These Terms and Conditions may be supplemented by special conditions presented to the user to unlock access to certain information or services. Ona Invest reserves the right to modify the Terms at any time, and users are required to refer to the latest online version when using the site or services.

Article 4 – Acceptance of Investment-Related Risks

Creating a Personal Space implies awareness and acceptance of the risks associated with investing in the Collectes offered on the Site.

The Collecte projects published on the site and all communications from ONA Invest on any medium do not constitute investment advice. They are opportunities that you must analyze according to your assets and personal situation. Only you can decide if this investment is suitable for you.

Crowdfunding services are not covered by deposit guarantee schemes.

Our offers therefore involve a risk of total or partial loss of the invested capital as well as a risk of illiquidity. Although our default rate is zero, there is no guarantee in investment. Invest only money you do not need immediately and diversify your investments. The returns announced on the Collectes are targets calculated based on the history of the SME to be acquired, but keep in mind that past performance does not guarantee future performance. If you have any doubts about the risks associated with our Collectes, contact us at contact@onainvest.deals.

Article 5 – User Status

The www.onainvest.deals Site is a site with progressive access, granting the Internet user several statuses depending on the stage and their use of the services: User, Investor, Oner, as specified in Article 1 “Definitions”.

The user accepts that their status, whatever it may be, can be revoked in the event of non-compliance with these General Terms and Conditions of Use or any other legal or regulatory provision in force.

Ona Invest also reserves the right to modify the conditions for obtaining each status at any time and without notice.

Users who wish to have access to all documents and information relating to the Collectes must obtain Investor status.

By requesting Investor status, the User unreservedly accepts the investment risks mentioned in Article 4 of these Terms.

Article 6 – User Commitments

6.1 Use of the Site

Users agree to use the Site in accordance with these General Terms and Conditions of Use (Terms) as well as applicable laws and regulations.

The User agrees not to publish content for which they do not have the necessary rights for reproduction, representation, and public communication.

The User is solely responsible for the information, data, comments, images, and generally any content they transmit via the Site. Consequently, the User expressly waives any recourse against Ona Invest, in particular on the grounds of infringement of image rights, honor, reputation, or privacy.

Ona Invest cannot be held responsible for elements disclosed by the User on their own initiative. Ona Invest is not responsible for the accuracy of the data provided, nor for the consequences that the dissemination of this data may have on another User.

Users acknowledge and accept that their use of the Site is at their sole responsibility and that Ona Invest cannot be held liable for any direct or indirect damage resulting from the use of the Site or the information contained therein.

6.2 Conditions of Use of Personal Spaces

Registration as an Investor is validated by a confirmation email sent to the email address provided by the User.

The Investor is responsible for the confidentiality of their login and password and agrees not to share them with third parties. Ona Invest cannot be held liable for any damage caused by fraudulent use of these login details.

Each Investor may only have one Personal Space in their name on the Site and agrees not to create or use other Personal Spaces on the Site, whether under their own identity or that of a third party. Any breach of this obligation may result in the immediate and without notice suspension of the relevant Personal Space as well as the cancellation of transactions made through it.

In the event of hacking or a security breach, the user will be held responsible if the breach is related to the disclosure of their password or negligence on their part.

If the Approved Investor notices the use of their Personal Space by a third party, they agree to immediately inform Ona Invest by email at contact@onainvest.deals.

6.3 Confidentiality Regarding Projects

All information relating to Projects, Collectes, and associated companies, regardless of their nature or medium, is considered and treated as confidential (“Confidential Information”).

Investors therefore agree not to disclose all or part of the Confidential Information to third parties and not to use it for any purpose other than assessing the investment opportunity in the Projects.

The parties acknowledge and accept that any unauthorized disclosure or use of Confidential Information may cause irreparable harm to the injured party and may give rise to legal proceedings in addition to any damages that may be claimed in court. Consequently, the parties agree to take all necessary measures to protect Confidential Information from any unauthorized disclosure or use.

Article 7 – Withdrawal Period

In the event of subscription to a Collecte, the Oner has a right of withdrawal of 4 full calendar days from the Subscription Date, without having to justify reasons or pay penalties.

In case of withdrawal, they must inform Ona Invest by sending an email to contact@onainvest.deals. The refund of the amounts paid will be made within 10 calendar days.

Article 8 – Ona Invest’s Commitments

8.1 Moderation of Content and Non-Compliant Use of the Site

Ona Invest reserves the right to:

  • Immediately and without notice remove any content which, in its sole discretion, violates the terms of these Terms or applicable laws and regulations;

  • Immediately and without notice suspend any content that is the subject of a complaint by a third party who considers their rights have been infringed;

  • Immediately and without notice suspend or delete the User’s Personal Space that has published prohibited content contrary to applicable laws and regulations;

  • Immediately and without notice suspend the User’s Personal Space if the User has not expressly accepted the new General Terms and Conditions of Use of the Site;

  • Cancel any service offer made to the holder of a Personal Space in case of non-compliance with these Terms and applicable laws and regulations.

8.2 Personal Data Policy

As a website, Ona Invest collects personal data to enable its investment club activity. By using the site, the user expressly consents to this collection.

Data is collected during visits to the site, creation of an investor account, and exchanges between the user and Ona Invest.

This data is collected to allow Ona Invest to offer optimal service to its users: enabling identification and account creation, searching for investment opportunities, and investing under optimal conditions.

Data retention:
The retention period for personal data depends on the type of data and the reason for its collection. In principle, it is five years in accordance with our legal obligations. This period may be shorter or longer, especially if the user remains an investor in a Collecte financed on Ona Invest.

Personal data collected:

  • Password,

  • Contact details, address, and supporting documents (email address and telephone, postal address)

  • Identity and supporting documents (full name, date and place of birth)

  • Answers to questionnaires aimed at understanding the user’s needs and motivations as well as their tax situation

  • IP address

  • SIRET, address, and legal documents for legal entities.

Online payment:
Data relating to online payments is processed and stored directly by Ona Invest’s Banking Partner and does not pass through Ona Invest’s servers.

Confidentiality of personal data:
Ona Invest does not sell or share this personal data. All personal data transmitted by the User (except for their username) is strictly confidential and protected by password.

However, we are legally required to transmit certain information in specific cases, including:

  • To public authorities, when required by law;

  • To lawyers, accountants, or anyone involved in drafting and registering acquired companies, as well as the relevant administration;

  • To our payment service provider, in accordance with the law, to manage your funds securely and verify your identity as part of Anti-Money Laundering and Counter-Terrorism Financing. We are therefore required to communicate your full identity, address, supporting documents, and IP address to our Banking Partner, who stores them in accordance with the law. Your bank details are also stored.

  • To other service providers, such as server managers, customer service, emailing services, and CRM, to comply with our regulatory obligations, manage our business, and improve your experience.

Use of Cookies:
In addition to the personal data mentioned above, we also store certain browsing data called “Cookies.” These cookies are intended to facilitate your use of our site and most are essential for its proper functioning.

For any questions regarding your privacy, you can contact us at contact@onainvest.deals.

8.3 Security and Fraud Prevention

Fighting fraud and money laundering is important to Ona Invest. In this regard, Ona Invest reserves the right to:

  • Request supporting documents at any time to verify the user’s identity, especially in case of suspicious behavior or unusual activities.

  • Fully cooperate with competent authorities in the event of an investigation into fraudulent or suspicious activities.

  • Block or delete a user account in case of suspected fraudulent use or for security reasons. Users will be informed in case of blocking or deletion of their account. However, some actions may be taken without prior notice to protect the integrity of the site or comply with applicable law.

  • Refuse a transaction if it considers it to present a high risk, even if it does not turn out to be fraudulent.

  • Review, analyze, and verify transactions to detect suspicious or non-compliant activities. Data relating to transactions and attempted fraud will be kept for a minimum of 5 years.

  • Charge the user for all fees incurred due to abuse or fraud, which will be automatically debited and deducted from the investor’s account. If the investor has made investments on the platform, these will be seized and frozen until the investor settles the amounts due.

  • Bring the matter before the competent courts in case of fraud or attempted fraud. Furthermore, the Company may claim damages to compensate for losses suffered as a result of such fraudulent acts.

8.4 Special Procedure Clause

Special Procedure Fees
In certain specific cases requiring special administrative or legal management (“Special Procedure”), the user may be required to pay additional fees to cover the costs associated with such management. These cases may include, but are not limited to:

  • Succession: management and processing of the user’s rights in the event of death, including communication with legal heirs or legal representatives.

  • AML/CFT Procedure (Anti-Money Laundering and Counter-Terrorism Financing): any investigative or compliance work required by applicable laws and regulations regarding the prevention of money laundering or terrorism financing.

  • Disputes and Arbitration: management and processing of any dispute between the user and Ona Invest.

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