GENERAL TERMS AND CONDITIONS OF USE

Terms and conditions of use updated on 12 JUNE 2025.

The present General Terms and Conditions of Use are concluded between ONA Invest SpA, owner of the site www.onainvest.deals, hereinafter " ONA INVEST and the user accessing the Site (hereinafter " The User »)

Article 1 – Definitions

‍« Collection refers to a financing offer offered on the site.

« Personal Space " refers to the private area of the site specific to each user who has completed his or her registration.

« User ": refers to any Internet user who browses the Onainvest.deals Website.

« Investor ": User who has completed their registration process.

« Oner " refers to an Investor who has already successfully subscribed to a fundraising.

« Site " refers to the Website https://www.onainvest.deals. on which Users can access, consult and subscribe to the available takeover projects, provided that they have the status of Investor.

« Banking Partner " refers to our payment partner.

Article 2 – Conditions of access and registration on the Site

‍The Site is accessible at the address www.onainvest.deals and is strictly reserved for Users who are of legal age.

The use of the site and the services implies the unreserved acceptance of these T&Cs. By browsing the site, the user will be able to request more information on the takeover projects in progress. As this information is confidential, access to this data requires the provision of personal information and possibly the signing of a confidentiality agreement.  The user undertakes to provide this information accurately and completely and to keep it up to date if necessary in his Personal Space.

Ona Invest reserves the right to refuse access to the Site and the services offered to Users who do not comply with these T&Cs or who do not meet the registration criteria.

Article 3 – Purpose and services offered on the Site

‍The Onainvest.deals Site is a deals club whose purpose is to allow individual investors or companies to participate alongside us in the acquisition of SMEs.

These T&Cs may be supplemented by specific conditions presented to the user in order to unlock access to certain information or services. Ona Invest reserves the right to modify the T&Cs at any time and the user is required to refer to the latest version of the T&Cs online when using the site or services.

Article 4. Acceptance of Investment Risks

The creation of a Personal Space implies the awareness and acceptance of the risks associated with the investment in the collections offered on the Site.

The fundraising projects published on the website and all ONA Invest communication on any media do not constitute investment advice. These are opportunities that you must analyze according to your assets and your personal situation. Only you can decide whether or not this investment is right for you.

Crowdfunding services are not covered by Deposit Guarantee Schemes.

Our offers therefore carry a risk of total or partial loss of invested capital as well as a risk of illiquidity. Although our default rate is zero, there are no guarantees in investment. Only invest money you don't need right away and diversify your investments. The announced performance on inflows is a target calculated based on the history of the SME to be taken over, but keep in mind that past performance is not a guarantee of future performance. If you have any doubts about the risks associated with our collections, contact us on contact@onainvest.deals.

Article 5 – Status of Users

‍The www.onainvest.deals website is a progressive access site that confers on the Internet user several statuses depending on the stage and his use of the services: User, Investor, Oner, as specified in Article 1 "Definitions".

The Internet user accepts that his or her status, regardless of which status, may be revoked in the event of non-compliance with these General Terms and Conditions of Use or any other legal or regulatory provision in force.

Ona Invest also reserves the right to modify the conditions for obtaining each status at any time and without notice.

‍The user who wishes to have access to all documents and information relating to the Collections must obtain the status of Investor.

By applying for the status of Investor, the User unreservedly accepts the risks related to the investment mentioned in Article 4 of these T&Cs.

Article 6 – Users' commitments

6.1 Use of the Site

Users undertake to use the Site in accordance with these General Terms and Conditions of Use (GTCU) as well as the laws and regulations in force.

The User undertakes not to publish content on which he or she does not have the necessary rights for its reproduction, representation and communication to the public.

The User is solely responsible for the information, data, comments, images and more generally for any content that he or she transmits through the Site. Consequently, the User expressly waives any recourse against Ona Invest, in particular on the basis of the infringement of the right to one's image, its honour, its reputation or the intimacy of its private life.

Ona Invest cannot be held responsible for the elements that the User discloses on his own initiative. Ona Invest is not responsible for the accuracy of the data provided, nor for the consequences that the dissemination of this data may have on another User.

Users acknowledge and accept that their use of the Site is under their sole responsibility and that Ona Invest cannot be held liable for any damage, direct or indirect, arising from the use of the Site or the information contained therein.

6.2 – Terms of use of Personal Spaces

‍Registration as an Investor is validated by a confirmation email sent to the email address provided by the User.

The investor is responsible for the confidentiality of his login and password and undertakes not to communicate them to third parties. Ona Invest cannot be held responsible for any damage caused by fraudulent use of these login details.

Each Investor may only have one Personal Space in his or her name on the Site and séngage undertakes not to create or use other Personal Areas on the Site, whether under his or her own identity or that of a third party. Any failure to comply with this obligation may result in the immediate suspension of the Personal Space concerned without notice as well as the cancellation of transactions carried out on it.

In the event of a hack or security breach, the user will be held liable if the breach is related to the disclosure of their password or negligence on their part.

In the event that the Approved Investor finds that his or her Personal Space has been used by a third party, he or she undertakes to immediately inform Ona Invest by e-mail at contact@onainvest.deals

6.3 – Confidentiality relating to Projects

All information relating to Projects, Collections and associated companies, regardless of its nature or medium, is considered and treated as confidential (hereinafter "Confidential Information").

The Investors therefore undertake not to disclose all or part of the Confidential Information to third parties and not to use it for any purpose other than that of studying the opportunity to invest in the Projects.

The parties acknowledge and agree that any unauthorized disclosure or use of the Confidential Information may cause irreparable harm to the aggrieved party and may give rise to legal action in addition to any damages that may be sought at law. Accordingly, the parties undertake to take all necessary measures to protect the Confidential Information against any unauthorized disclosure or use.

Article 7 – Withdrawal period

In the event of subscribing to a collection, ONER has a right of withdrawal of 4 calendar days from the Date of Subscription, without having to justify any reasons or pay penalties.

In the event of withdrawal, he must inform Ona Invest by sending an email to contact@onainvest.deals. The refund of the sums paid will be made within 10 calendar days.

Article 8 – Ona Invest's commitments

8.1 Moderation of content and non-compliant use of the website

Ona Invest reserves the right to:
– to immediately remove without notice any content that, in its sole discretion, violates the terms hereof or applicable laws and regulations;
– to immediately suspend and without notice any content that is the subject of a complaint by a third party who considers that its rights have been infringed;
– to immediately suspend or delete without notice the Personal Space of the User who has published prohibited content contrary to the laws and regulations in force;
– to immediately suspend the Personal Space of the User who has not expressly accepted the new General Terms and Conditions of Use of the Site;
– to cancel any service offer made to the holder of a Personal Space in the event of non-compliance with these T&Cs and the laws and regulations in force.

8.2 Personal Data Policy

As a website, Ona Invest is required to collect personal data in order to enable its club deal activity. By using the site, the user expressly consents to this collection.

The data is collected when visiting the site, creating an investor account and during exchanges between the user and Ona Invest.

This data is collected in order to allow ona Invest to offer an optimal service to its users: to allow them to identify themselves and create an account, to search for an investment opportunity and to be able to invest under optimal conditions.

Data retention: The length of time personal data is kept depends on the type of data and the reason for collecting it. It is in principle five years in accordance with our legal obligations. This period may be shorter or longer in the event that the user is still an investor in a collection financed by Ona Invest.

Personal data collected:

The data collected includes:

• the password,
• Contact data, address and supporting documents (e-mail address and telephone, postal address)
• Identity and supporting documents (first and last names, date and place of birth)
• Responses to questionnaires to understand the user's needs and motivations as well as their tax situation
• IP address
• SIRET, address and legal documents for legal entities.

Online payment: The data relating to online payment is processed and stored directly by Ona Invest's Banking Partner and does not pass through Ona Invest's servers.

Privacy of personal data: Ona Invest does not market or share this personal data. All personal data transmitted by the User (except his/her username) is strictly confidential and protected by a password.

However, we are legally obliged to pass on some of your information in specific cases, including:

• To the public authorities, when the law obliges us to do so;
• Lawyers, accountants or any person involved in the drafting and registration of acquired companies, in the same way as the administration concerned;
• To our payment service provider, in accordance with the law, in order to manage your funds securely and to verify your identity in the context of the fight against money laundering and the financing of terrorism. We are therefore required to communicate your full identity and address as well as its proof and IP address to our Banking Partner who stores them in accordance with the law. Your bank details are also stored.
• To other service providers, such as server managers, customer services, email services, and CRMs, to comply with our regulatory obligations, manage our business, and improve your experience.

Use of Cookies: In addition to the personal data mentioned above, we also store certain data related to your browsing called "cookies". These cookies are intended to make it easier for you to use our site and most are essential for it to function properly.

If you have any questions about your privacy, you can contact us at contact@onainvest.deals.

8.3 Security and Fraud Prevention

The fight against fraud and money laundering is important to Ona Invest. With this in mind, Ona Invest reserves the right to:

• Ask for supporting documentation at any time to verify the user's identity, including in case of suspicious behavior or unusual activity.
• Cooperate fully with the relevant authorities in the event of an investigation of fraudulent or suspicious activities.
• Block or delete a user account in case of suspected fraudulent use or for security reasons. Users will be notified if their account is blocked or deleted. However, certain actions may be taken without prior notice in order to protect the integrity of the site or comply with applicable law.
• Decline a transaction if it deems it to be a high risk, even if it is not fraudulent.
• Review, analyze, and verify transactions for suspicious or non-compliant activity. Data relating to transactions and fraud attempts will be kept for a minimum period of 5 years.
• Re-invoice the user for all fees incurred by abuse or fraud, which will be automatically debited and deducted from the investor's account. If the investor has made investments on the platform, these will be seized and frozen until the investor settles the sums due.
• Bring the case before the competent courts in the event of fraud or attempted fraud. In addition, the Company may claim damages to compensate for the damages suffered as a result of these fraudulent acts.

8.4. Special Procedure Clause

Special Procedure Fees
‍In certain special cases requiring specific administrative or legal management (hereinafter referred to as the "Special Procedure"), the user may be required to pay additional fees to cover the costs associated with such management. These cases may include, but are not limited to, the following:

1. Succession: management and processing of the user's rights in the event of death, including communication with legal heirs or legal representatives.
2. AML/CFT (Anti-Money Laundering and Countering the Financing of Terrorism) procedure: any investigative or compliance work required by applicable laws and regulations regarding the prevention of money laundering or terrorist financing.
3. Disputes and Arbitration: management and handling of any dispute between the user and the company, including but not limited to the use of arbitration, mediation, or legal proceedings.
4. Other Special Cases: any other case requiring a Special Procedure as determined in the sole discretion of the Company.

‍Notification and Acceptance: The Company will endeavour to notify the User of the applicable Special Procedure fees as soon as they are determined. The user will be required to pay this fee within 7 days of notification. Failure to pay within this period may result in the suspension or termination of the user's account.

‍Amount and Payment Terms: The costs of the Special Procedure will be determined on a case-by-case basis, depending on the nature and complexity of the Special Procedure. Payment terms will be provided with the fee notification. In case there is a sufficient balance in the user's E-Wallet, these fees will be automatically charged.

Article 9 – Limitation of liability

‍Ona Invest cannot be held liable to the User for any loss or damage, whatsoever, direct or indirect, resulting from the use or inability to use the Site, in particular in the event of:
– error, omission, interruption, deletion, defect, delay in operation or transmission, communications failure, theft, destruction, unauthorized access to data, virus, technical failure or other failure;
– damages resulting from reliance on the completeness, accuracy or existence of any advertisement, the hypertext link of which as defined in Article 11 below and/or the advertisement appears on the Site;
– any change that Ona Invest may make to the information and services offered on the Site or any temporary or permanent removal of the functions offered on the Site;
– the communication by the User to Ona Invest of information that is inaccurate, inaccurate, or outdated on his or her Personal Space;
– the inability of the holder of a Personal Space to keep his password or the information in his Personal Space secure and confidential; the communication of information that is not accurate, precise and not misleading by the Project Owners.

No advice or information, whether oral or written, obtained by the User in the context of the use of the Site, is likely to create guarantees not expressly provided for in these T&Cs.

Ona Invest may only be held liable under the conditions of common law, for direct and foreseeable damage suffered by the User.

‍Ona Invest endeavours to make the Website accessible 24 hours a day, seven days a week, except in the event of force majeure or an event beyond the control of Ona Invest and subject to maintenance periods and possible breakdowns.

Ona Invest cannot be held liable in the event of the unavailability of the Site, for any reason whatsoever.